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Timeshare Disasters: Are You Ready?

timeshare disasters

July 16, 2018 – by Primo Management Group

timeshare disasters

Hurricanes, floods, and other natural disasters can strike anywhere. As an owner, you’re liable for timeshare disasters. Here’s what you need to know.

You’ve heard about scams that have turned into timeshare disasters, but there are also natural disasters to consider. Unfortunately, many timeshares are located in disaster-prone areas. Florida, Hawaii, and other beach resorts are top timeshare locations and all see their share of hurricanes, tropical storms and volcanoes. Just in the past few years, we’ve seen beach properties face Hurricanes Harvey and Irma and other locations contend with tornadoes and earthquakes.

When disaster strikes, the last thing we want to focus on are our small financial losses. That’s why it makes sense to think about potential issues in advance, and being prepared so you can think about what’s important. When the dust clears and everyone is accounted for, you’ll be ready for the next steps.


What happens to your reservations and weeks during a natural disaster? Just like any property, you will need to observe all safety precautions necessary for the disaster. Evacuations apply to you, too. Even if it’s your only week. Even if you spent all of your points. Safety has to be everyone’s chief concern. No vacation is worth that kind of risk.

However, timeshare disasters resulting in missed weeks is one of the risks of ownership. Depending on your specific circumstances, you may be able to reschedule or trade for another week. Just like any other reservation or scheduling issue related to timeshares, this ability is likely to be based entirely on availability. We know that timeshare occupancy is already very high, which can result in difficulty making last-minute changes and reservations. You may also face fees associated with changes, especially if you are in a points-based timeshare.

But what about after the disaster passes? What if your timeshare has incurred property damage that interferes with occupancy? Again, just like any other property ownership, repairs need to be made before occupancy can resume. If your repairs overlap your week or reservation, once again, you will not be able to take advantage of your reservation. And just as with changes during the event, changes during the clean-up of timeshare disasters will be dependent on availability and fees.

Unfortunately, repairs can take a long time. Your missed vacations will continue for the duration of the clean-up and repairs, which can be months. You will, of course, continue to pay maintenance fees during the time in which your property is unavailable. Speaking of maintenance fees…


Missed vacations are one thing, but missed vacations you’re still paying for are quite another. When a natural disaster strikes your timeshare, you can be liable for damages and repairs just like any other property owner in disaster’s path. The impact on you depends on the damages incurred, insurance issues, and your HOA’s reserves.

The first line of financial defense should be your HOA’s insurance. And if that’s not enough, hopefully, your HOA has reserves to cover the repairs. However, if the damages exceed the limits of insurance and reserves, you may be subject to a special assessment.

This is a common story:

“When and if your timeshare property is struck by any natural disaster, you will have maintenance and special fees to pay. The resort counts on your help and money to do your part with any repairs that need to be done to the timeshare property and units. The resort will estimate the cost of the damage done and your maintenance fees will increase and be split equally among all timeshare members at the resort that was damaged… The cost will usually depend upon how much damage is done, how much needs to be fixed and replaced, and if the units are even livable anymore.” Source: Vacation Timeshare Rentals.

With special assessments, the sky’s the limit. Owners have reported special assessments of over $5000 for water damage. Even if you do escape without a special assessment, resorts will often raise fees in the wake of damages. Hurricanes Irma and Harvey drove fees up for many owners.

Have the effects of timeshare disasters left you unable to pay fees? Looking to exit your timeshare? We can help. Contact us today for a free consultation.


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Relieve Yourself of the Unwanted Timeshare Burden

Get A Free Consultation

Relieve Yourself of the Unwanted Timeshare Burden

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Frequently Asked Questions ?

How does PMG get me out of my timeshare contract?

PMG is not a resale, transfer, or donation company. We are consumer advocates—we help to negotiate the release of your timeshare contract obligation. We do not buy, sell, or rent your timeshare. Simply put, we help you to get out of your timeshare contract forever.

How long does the process usually take?

Usually less than 12 months, but it all depends on your situation. Let us help you. Speak to your advisor about the time, and what delays the resorts have put into place to prevent timeshare owners from departing their ownership. If you have a mortgage or past due maintenance fee, the process takes more time.

How much is my timeshare worth?

This is probably going to hurt, but whether you paid $5,000 or $50,000 for your timeshare, the IRS values all timeshares as worthless investments. In addition, that timeshare would have negative value due to the annual maintenance fee bill which compounds year after year. That is until PMG helps you cancel your timeshare.

Can I use your service if I still have a balance owed on my mortgage?

Yes. Whether you bought your timeshare 20 days ago or 20 years ago, PMG has a solution for you and is here to help.

Will my name be off the timeshare?

Yes! Permanently! GUARANTEED!

In addition to getting me out of my timeshare, can you recover the money I’ve already spent on mortgage payments and maintenance fees?

While we are able to recover money in rare cases, beware of any timeshare cancellation company that entices you with the promise of fund recovery. The truth is, the resorts are loath to give back the money they’ve already taken for timeshares.

Are your consumer advocates really “consumer advocates”, or is that just a fancy word for salesperson?

Because most of our clients have had their trust betrayed by timeshare salespeople, we understand how some consumers can become a bit jaded. When you call us for a consultation, that’s exactly what you get, a consultation. At PMG, our job is not to sell you; our job is to help you get out of your timeshare. Which is why we have numerous 5-star reviews and an “A” (excellent) rating from the BCA.

Why should I choose PMG to get me out of my timeshare?

We go above and beyond for our customers by helping to protect you, and have the best success rate in the industry, rated 5-stars by clients. We pride ourselves on providing our customers with the best customer service in the industry. When you contact our company, you speak to a live person, not an automated system or voicemail. We offer a 100% money back guarantee, and we can provide documented proof of our success in helping customers just like you.

What happens after I sign up with you? Will I be apprised of your progress?

At PMG, we pride ourselves on our hands-on, boutique-style customer service, so every new client will work with our expert, experienced team whose job is to keep you in the loop throughout the entire cancellation process. We are always just a phone call away.

How much is your fee?

Not all timeshare experiences are created equal. Some are more complicated than others, and every situation is different. That’s why our trained timeshare elimination consultants will ask you a series of questions designed to determine exactly what needs to be done to terminate your timeshare, how long it will take, and how they can best advocate for you. We will always seek the most cost-effective route for you.

What if I still have more questions?

Canceling a timeshare contract is not a cookie cutter process. With each situation being unique, once you complete the form below an experienced consumer advocate will call you today to discuss your options.