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How Timeshare’s Effect My Credit

June 21, 2019 – by James Cox

If you are debating whether or not to invest in a timeshare, there’s something to consider that may not have come up in your research. For years, you have worked hard to build your credit score. You’ve paid bills on time, you’ve been careful not to get yourself in debt and when you have, you’ve been on top of it. You respect the importance of your credit score, and you’ve done a great job in keeping your numbers up. That needs to be taken into consideration whenever you are thinking about buying a timeshare.

Whether or not you think that timeshares are a good investment, you have to remember that they will impact your score, especially if you do not wish to continue with it. The battle to get out of a deal like this is long and challenging and requires an experienced, professional team to take on this challenge. During that time, the timeshare company you originally worked with will start going after things to intimidate you, including your credit.

Their goal is to try and make you feel that the fights not worth it, that it’s not worth damaging your numbers and dealing with the stress. What you have to understand is that you have the right to fight your way out of this deal and then build your score back up. Thousands of people just like you were in your exact situation. They knew that there were too many challenges to overcome on their own. With professional guidance and assistance, they not only were able to get out of their deal, but they also were able to get their score back up within a year and return to financial stability.

During your free consultation, we will show you exactly what to expect when it comes to getting out of a timeshare. How long is it going to take, what are the costs, will you be free and clear and how much will it impact your credit score? Knowing these things upfront ensures that you have realistic expectations and can mentally prepare yourself for all the tactics these companies will use to try and get you to remain with your deal and not try to get out. That’s a mistake and it’s one too many people have been making. The time is right for you to take charge and get out of your timeshare. Let us worry about the battle, rebuilding your score and everything else. All you have to do is pick up the phone.

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Relieve Yourself of the Unwanted Timeshare Burden

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Get A Free Consultation

Relieve Yourself of the Unwanted Timeshare Burden

Your information is 100% secure and encrypted. We will never sell or share your information with anyone.

Frequently Asked Questions ?

How does PMG get me out of my timeshare contract?

PMG is not a resale, transfer, or donation company. We are consumer advocates—we help to negotiate the release of your timeshare contract obligation. We do not buy, sell, or rent your timeshare. Simply put, we help you to get out of your timeshare contract forever.

How long does the process usually take?

Usually less than 12 months, but it all depends on your situation. Let us help you. Speak to your advisor about the time, and what delays the resorts have put into place to prevent timeshare owners from departing their ownership. If you have a mortgage or past due maintenance fee, the process takes more time.

How much is my timeshare worth?

This is probably going to hurt, but whether you paid $5,000 or $50,000 for your timeshare, the IRS values all timeshares as worthless investments. In addition, that timeshare would have negative value due to the annual maintenance fee bill which compounds year after year. That is until PMG helps you cancel your timeshare.

Can I use your service if I still have a balance owed on my mortgage?

Yes. Whether you bought your timeshare 20 days ago or 20 years ago, PMG has a solution for you and is here to help.

Will my name be off the timeshare?

Yes! Permanently! GUARANTEED!

In addition to getting me out of my timeshare, can you recover the money I’ve already spent on mortgage payments and maintenance fees?

While we are able to recover money in rare cases, beware of any timeshare cancellation company that entices you with the promise of fund recovery. The truth is, the resorts are loath to give back the money they’ve already taken for timeshares.

Are your consumer advocates really “consumer advocates”, or is that just a fancy word for salesperson?

Because most of our clients have had their trust betrayed by timeshare salespeople, we understand how some consumers can become a bit jaded. When you call us for a consultation, that’s exactly what you get, a consultation. At PMG, our job is not to sell you; our job is to help you get out of your timeshare. Which is why we have numerous 5-star reviews and an “A” (excellent) rating from the BCA.

Why should I choose PMG to get me out of my timeshare?

We go above and beyond for our customers by helping to protect you, and have the best success rate in the industry, rated 5-stars by clients. We pride ourselves on providing our customers with the best customer service in the industry. When you contact our company, you speak to a live person, not an automated system or voicemail. We offer a 100% money back guarantee, and we can provide documented proof of our success in helping customers just like you.

What happens after I sign up with you? Will I be apprised of your progress?

At PMG, we pride ourselves on our hands-on, boutique-style customer service, so every new client will work with our expert, experienced team whose job is to keep you in the loop throughout the entire cancellation process. We are always just a phone call away.

How much is your fee?

Not all timeshare experiences are created equal. Some are more complicated than others, and every situation is different. That’s why our trained timeshare elimination consultants will ask you a series of questions designed to determine exactly what needs to be done to terminate your timeshare, how long it will take, and how they can best advocate for you. We will always seek the most cost-effective route for you.

What if I still have more questions?

Canceling a timeshare contract is not a cookie cutter process. With each situation being unique, once you complete the form below an experienced consumer advocate will call you today to discuss your options.