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How To Cut Some Bills During Coronavirus Quarantine

budgeting during coronavirus

April 7, 2020 – by Primo Management Group

budgeting during coronavirus

The COVID-19 quarantine has been tougher on some people more than others. Hopefully, you are able to work and cover your bills. If not, it can be difficult to know what options you have and how to cover those expenses that you’re still being charged for. Mortgage and rent collectors, in most cases, are trying to be understanding and are allowing people to fall behind on their payments as are car companies, credit card companies and banks. Electric companies and other utilities are also showing a lot of understanding and schools are in some cases offering deferred payments so that students can take classes during their down time.

People are coming together and working with everyone to try and make the coronavirus challenges less of an issue, especially financially. However, there are some things you can do that will help cut the costs of bills right now so that you can save even more money. The first place to look is if you own a timeshare. In some cases, there are timeshare mortgage companies who are not being as understanding as other businesses. If that’s the case, feel free to contact Primo Management Group for assistance and to battle these companies so that you can hang onto your money right now.

Other options include your entertainment. If you are paying for cable as well as dozens of streaming programs, it could be costing you hundreds of dollars a month. Online platforms that offer streaming services are offering their programming for free for two to four weeks. Others are already free and offer hundreds of movies and television shows. Take a look into these before you keep paying for television, especially with many channels not offering a great variety of content.

Another trick to trim some bills is to take a few minutes and sign up for anything that offers coupons for groceries or even an app with your favorite grocery store. Some of them have digital coupons that you can use when you go shopping. Specials at grocery stores are also great to follow and you can buy things in bulk at a lower price. It adds up to hundreds of dollars a month as well so it’s worth looking into, especially if you are buying food for an entire family.

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Frequently Asked Questions ?

How does PMG get me out of my timeshare contract?

PMG is not a resale, transfer, or donation company. We are consumer advocates—we help to negotiate the release of your timeshare contract obligation. We do not buy, sell, or rent your timeshare. Simply put, we help you to get out of your timeshare contract forever.

How long does the process usually take?

Usually less than 12 months, but it all depends on your situation. If your timeshare is free and clear with no mortgage, then the process may only take 3-9 months.

Speak to your advisor about the time, and what delays the resorts have put into place to prevent timeshare owners from departing their ownership. If you have a mortgage or past due maintenance fee, the process takes more time.

How much is my timeshare worth?

This is probably going to hurt, but whether you paid $5,000 or $50,000 for your timeshare, the IRS values all timeshares as worthless investments. In addition, that timeshare would have negative value due to the annual maintenance fee bill which compounds year after year. That is until PMG helps you cancel your timeshare.

Can I use your service if I still have a balance owed on my mortgage?

Yes. Whether you bought your timeshare 20 days ago or 20 years ago, PMG has a solution for you and is here to help.

Will my name be off the timeshare?

Yes! Permanently! GUARANTEED!

In addition to getting me out of my timeshare, can you recover the money I’ve already spent on mortgage payments and maintenance fees?

While we are able to recover money in rare cases, beware of any timeshare cancellation company that entices you with the promise of fund recovery. The truth is, timeshares are loath to give back the money they’ve already taken.

Are your consumer advocates really “consumer advocates”, or is that just a fancy word for salesperson?

Because most of our clients have had their trust betrayed by timeshare salespeople, we understand how some consumers can become a bit jaded. When you call us for a consultation, that’s exactly what you get, a consultation. At PMG, our job is not to sell you; our job is to help you get out of your timeshare. Which is why we have numerous 5-star reviews and an “A” (excellent) rating from the BCA.

Why should I choose PMG to get me out of my timeshare?

We pride ourselves on providing our customers with the best customer service in the industry. When you contact our company, you speak to a live person, not an automated system or voicemail. We go above and beyond for our customers by helping you to protect your credit and even repair your credit if needed. We offer a 100% money back guarantee, and we can provide documented proof of our success in helping customers just like you.

What happens after I sign up with you? Will I be apprised of your progress?

At PMG, we pride ourselves on our hands-on, boutique-style customer service, so every new client is assigned a case manager whose job is to keep you in the loop throughout the entire cancellation process. Your case manager is always just a phone call away.

How much is your fee?

Not all timeshare experiences are created equal. Some are more complicated than others, and every situation is different. That’s why our trained timeshare elimination consultants will ask you a series of questions designed to determine exactly what needs to be done to terminate your timeshare, how long it will take, and how they can best advocate for you. We will always seek the most cost-effective route for you.

What if I still have more questions?

Canceling a timeshare contract is not a cookie cutter process. With each situation being unique, once you complete the form below an experienced consumer advocate will call you today to discuss your options.