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Creating a Vacation Budget That Works

Creating a Vacation Budget that works

September 5, 2018 – by Primo Management Group

Creating a Vacation Budget that works

Travel can be expensive! Here’s your guide to creating a vacation budget that works.

The average vacation costs around $1145 per person. So, if you’re planning a family vacation for the four of you, you’re looking at paying $4580. That’s a lot of money for most of us. And it’s why it makes sense to create a vacation budget. Here are some tips for planning and saving for your vacation.

Create a List of Expenses

Planning for vacations can be a very fun experience. You get to spend time dreaming. Plus, who doesn’t love extending the feel of your vacation with anticipation? So, settle in and do some research to decide where you’re going and when. Then, figure out how much money you’ll need to save. Start by making a list of what you’ll need. Here are some categories to consider.

Determine Your Budget for Each Expense

Now, you’ll need to figure out costs for each item. Make sure to be realistic about prices, though. Your vacation budget can’t help you if you allot $5 for food and end up spending $50.

Many of us are looking to spend less than $4500 for our family vacation. If that’s you, it’s time to get thrifty. Luckily, there are countless ways to cut costs. Check out budget travel sites to find the best airfare rates. Traveling during off-peak times is often more budget-friendly. Or consider driving to your destination. Research discount days for museums and theme parks. Then click here for more budget travel tips.

Choose a Saving Method

Once you’ve calculated your costs, divide that number by the number of months until your vacation to determine your monthly rate. So, if you need $2000 and you have eight months to save, you’ll need to put away $250 per month. Everyone saves a little differently so you’ll want to choose a method that works for you. Here are some common strategies:

Get Saving

So, where’s all this money going to come from, anyway? In a perfect world, you’d be able to easily add your vacation budget payments into your regular budget. But if you’re like most people, you might have to get creative.

First, cash in on your frequent flier miles and credit card points. If you don’t earn points, consider opening a credit card that can help you. Click here for some suggestions. Next, look at your budget and figure out where you can divert money to your vacation fund. If you don’t find enough there, you might choose to get a second job to pay for your vacation. It’s not for everyone but if it’s for you, you could reach your vacation goals faster than you anticipated! Other people might benefit from a little vacation fundraising with yard sales and lemonade stands.

Wherever you’re going, let the planning and saving be part of your journey and don’t forget to enjoy yourself!

(Image Source: Pixabay)


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Frequently Asked Questions ?

How does PMG get me out of my timeshare contract?

PMG is not a resale, transfer, or donation company. We are consumer advocates—we help to negotiate the release of your timeshare contract obligation. We do not buy, sell, or rent your timeshare. Simply put, we help you to get out of your timeshare contract forever.

How long does the process usually take?

Usually less than 12 months, but it all depends on your situation. Let us help you. Speak to your advisor about the time, and what delays the resorts have put into place to prevent timeshare owners from departing their ownership. If you have a mortgage or past due maintenance fee, the process takes more time.

How much is my timeshare worth?

This is probably going to hurt, but whether you paid $5,000 or $50,000 for your timeshare, the IRS values all timeshares as worthless investments. In addition, that timeshare would have negative value due to the annual maintenance fee bill which compounds year after year. That is until PMG helps you cancel your timeshare.

Can I use your service if I still have a balance owed on my mortgage?

Yes. Whether you bought your timeshare 20 days ago or 20 years ago, PMG has a solution for you and is here to help.

Will my name be off the timeshare?

Yes! Permanently! GUARANTEED!

In addition to getting me out of my timeshare, can you recover the money I’ve already spent on mortgage payments and maintenance fees?

While we are able to recover money in rare cases, beware of any timeshare cancellation company that entices you with the promise of fund recovery. The truth is, the resorts are loath to give back the money they’ve already taken for timeshares.

Are your consumer advocates really “consumer advocates”, or is that just a fancy word for salesperson?

Because most of our clients have had their trust betrayed by timeshare salespeople, we understand how some consumers can become a bit jaded. When you call us for a consultation, that’s exactly what you get, a consultation. At PMG, our job is not to sell you; our job is to help you get out of your timeshare. Which is why we have numerous 5-star reviews and an “A” (excellent) rating from the BCA.

Why should I choose PMG to get me out of my timeshare?

We go above and beyond for our customers by helping to protect you, and have the best success rate in the industry, rated 5-stars by clients. We pride ourselves on providing our customers with the best customer service in the industry. When you contact our company, you speak to a live person, not an automated system or voicemail. We offer a 100% money back guarantee, and we can provide documented proof of our success in helping customers just like you.

What happens after I sign up with you? Will I be apprised of your progress?

At PMG, we pride ourselves on our hands-on, boutique-style customer service, so every new client will work with our expert, experienced team whose job is to keep you in the loop throughout the entire cancellation process. We are always just a phone call away.

How much is your fee?

Not all timeshare experiences are created equal. Some are more complicated than others, and every situation is different. That’s why our trained timeshare elimination consultants will ask you a series of questions designed to determine exactly what needs to be done to terminate your timeshare, how long it will take, and how they can best advocate for you. We will always seek the most cost-effective route for you.

What if I still have more questions?

Canceling a timeshare contract is not a cookie cutter process. With each situation being unique, once you complete the form below an experienced consumer advocate will call you today to discuss your options.