Five Fall Getaways: Vacation is Not Just For Summer
Timeshare Scams, Timeshare Vacations
3 min read
The average vacation costs around $1145 per person. So, if you’re planning a family vacation for the four of you, you’re looking at paying $4580. That’s a lot of money for most of us. And it’s why it makes sense to create a vacation budget. Here are some tips for planning and saving for your vacation.
Planning for vacations can be a very fun experience. You get to spend time dreaming. Plus, who doesn’t love extending the feel of your vacation with anticipation? So, settle in and do some research to decide where you’re going and when. Then, figure out how much money you’ll need to save. Start by making a list of what you’ll need. Here are some categories to consider.
Now, you’ll need to figure out costs for each item. Make sure to be realistic about prices, though. Your vacation budget can’t help you if you allot $5 for food and end up spending $50.
Many of us are looking to spend less than $4500 for our family vacation. If that’s you, it’s time to get thrifty. Luckily, there are countless ways to cut costs. Check out budget travel sites to find the best airfare rates. Traveling during off-peak times is often more budget-friendly. Or consider driving to your destination. Research discount days for museums and theme parks. Then click here for more budget travel tips.
Once you’ve calculated your costs, divide that number by the number of months until your vacation to determine your monthly rate. So, if you need $2000 and you have eight months to save, you’ll need to put away $250 per month. Everyone saves a little differently so you’ll want to choose a method that works for you. Here are some common strategies:
So, where’s all this money going to come from, anyway? In a perfect world, you’d be able to easily add your vacation budget payments into your regular budget. But if you’re like most people, you might have to get creative.
First, cash in on your frequent flier miles and credit card points. If you don’t earn points, consider opening a credit card that can help you. Click here for some suggestions. Next, look at your budget and figure out where you can divert money to your vacation fund. If you don’t find enough there, you might choose to get a second job to pay for your vacation. It’s not for everyone but if it’s for you, you could reach your vacation goals faster than you anticipated! Other people might benefit from a little vacation fundraising with yard sales and lemonade stands.
Wherever you’re going, let the planning and saving be part of your journey and don’t forget to enjoy yourself!
(Image Source: Pixabay)
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